Some of us like spending money. I do. I don't even know where it goes, it just slips through my fingers, like Queen's head flavoured water.

Others of us are more ... frugal. Only spend when we have to. Make sure we evaluate every purchase. No rash decisions.

If that's the case, then firstly, congratulations. Your personality makes you better with money than I am (which is why I use these simple systems to keep myself under control).

But, if that's the case, what can you do to shore up your business for the months ahead?

Well, firstly, check out your cashflow. It's step one in my process.

How much revenue did you have over the last 12 months?

How much did you pay yourself?

How much did you pay in tax?

How much did you spend on everything else? Rent, wages, marketing, coffee?

Figure out each of these values as a percentage of your revenue.

Is your "everything else" spend greater than 50% of your revenue?

If so, you can afford to make changes and run even leaner.

Find out how with a £99 Instant Assessment and Profitability Plan